- E-commerce
- In-store
- Sales / ERP
Alba DistributionOrder #1042€8,400
Solution · B2B checkout
A checkout built for the way B2B buyers pay.
A B2B checkout often needs more than a payment button. Use buyer context and explicit policy to expose the relevant payment or payment-term path, complete the required interaction and return an outcome the commerce system can act on.
- Check for fraud
- Assess creditworthiness
- Generate financing offers
Immediate payment
Merchant credit
Deferred paymentNet 30
Order confirmed
Net 30 approvedPayment due in 30 days
Eligibility
Make the choice of payment path an explicit policy
Buyer identity, order amount, country, credit capacity and account state can feed a deterministic Decision that returns which options may be offered. The process then invokes the appropriate provider-specific step.
This separates “which option is allowed?” from “how does this provider execute it?”, making provider changes less invasive to the business policy.
ormuz
PAYMENT RAIL
BANK PAYMENTS
DEFERRED PAYMENT
INVOICE TERMS
MERCHANT CREDITormuzCredit Management
SUPPLIER FINANCING
Coming soon
Coming soonMerchant-owned credit
Ormuz Credit Management can provide limits, available capacity and exposure when the merchant itself carries buyer credit.
Deferred-payment providers
Marketplace extensions such as Mondu and Two expose provider-backed B2B payment terms with their own eligibility and lifecycle.
Payment rails
Stripe and Bridge provide distinct payment capabilities that can be selected by process policy rather than embedded as one checkout implementation.
Systems involved
One journey, several authorities.
Ormuz coordinates these boundaries rather than erasing them.
COMMERCEStore / app
ORMUZCheckout policy
CREDITMerchant / provider
PAYMENTPSP / Open Banking
ERPOrder outcome
Let the Process wait while a secure interaction completes
When a provider requires browser interaction, the User journey can coordinate that step while the Process remains the durable source of operational state.
What this changes in the journey
The provider still owns its secure payment or authorisation UI. Ormuz owns the surrounding orchestration, correlation and continuation into the order outcome.
Return an outcome your commerce system can use
A checkout should end in more than a provider status string. The surrounding flow can produce the typed payment, credit or order context required by the commerce system and later reconciliation.
WooCommerce is currently available as a host connector in the marketplace. Other commerce systems can integrate through public API/events or future connectors without changing the core solution pattern.
Payment processing and buyer credit are different responsibilities.
A merchant-owned credit limit, a provider-backed deferred-payment offer and a PSP payment are distinct contracts. Keeping them separate prevents one provider’s vocabulary from becoming the business model for every checkout.
Measure during a pilot
Evaluate the change on your real operation.
Choose the measures that matter to your operation and compare them before and during your pilot.
Time to payment outcome
Measure how long the checkout takes to reach a usable business result by path.
Exception share
Track how often checkout leaves the straight-through path for review or recovery.
Path distribution
Compare which payment or payment-term paths are actually selected in the pilot.